import java.util.Scanner;
 
public class EMICalculator {
    public static void main(String[] args) {
        Scanner sc = new Scanner(System.in);
 
        // Taking user input
        System.out.print("Enter Loan Amount: ");
        double principal = sc.nextDouble();
 
        System.out.print("Enter Annual Interest Rate (in %): ");
        double annualRate = sc.nextDouble();
 
        System.out.print("Enter Loan Tenure (in years): ");
        int years = sc.nextInt();
 
        // Convert interest and time
        double monthlyRate = annualRate / (12 * 100);
        int months = years * 12;
 
        // EMI Formula
        double emi = (principal * monthlyRate * Math.pow(1 + monthlyRate, months)) /
                     (Math.pow(1 + monthlyRate, months) - 1);
 
        // Total calculations
        double totalPayment = emi * months;
        double totalInterest = totalPayment - principal;
 
        // Display results
        System.out.printf("\n------- EMI Calculation Result -------\n");
        System.out.printf("Monthly EMI: %.2f\n", emi);
        System.out.printf("Total Interest Payable: %.2f\n", totalInterest);
        System.out.printf("Total Payment (Principal + Interest): %.2f\n", totalPayment);
 
        // Amortization Table Header
        System.out.println("\n------- Monthly Amortization Table -------");
        System.out.printf("%-10s %-12s %-12s %-12s\n",
                "Month", "EMI", "Interest", "Principal");
 
        double balance = principal;
 
        for (int i = 1; i <= months; i++) {
            double interest = balance * monthlyRate;
            double principalPaid = emi - interest;
            balance -= principalPaid;
 
            System.out.printf("%-10d %-12.2f %-12.2f %-12.2f\n",
                    i, emi, interest, principalPaid);
        }
 
        sc.close();
    }
}